Do I Need a Lawyer When Dealing with an Insurance Company?

New Year’s Eve crashes often involve alcohol, icy roads, and heavy traffic. Learn your legal rights after a DUI or holiday car accident in NEPA.

Let’s be honest — few things make people more uncomfortable than talking about death or money. So it’s no surprise that estate planning often falls to the bottom of the to-do list. But estate planning isn’t just for the wealthy or the elderly. It’s for anyone who wants to make things easier for their loved ones when the unexpected happens. Whether you own a business, a home, or just want to protect your family’s future, having a plan in place brings peace of mind for everyone involved. Still, here in NEPA, we see a few common mistakes that can cause real problems down the line. Putting It Off ‘Until Later’ No one likes to think about wills and estates, but waiting too long can leave your family in limbo. We often hear, “I’ll get to it someday,” but “someday” can quickly become too late. Life changes — new homes, marriages, divorces, children, grandchildren — and your estate plan should change with it. Even a simple will can save your family from confusion, court delays, and unnecessary costs during an already emotional time. The earlier you start, the easier it is to adjust as life evolves. Relying on Online Templates We get it. The internet makes everything look simple. But when it comes to Pennsylvania law, one-size-fits-all documents often don’t hold up. Online forms don’t consider the details that make your situation unique, like blended families, business ownership, property in multiple states, or caring for an aging parent. Those “free” templates can end up costing your family far more later if the documents are incomplete or invalid. Forgetting to Name the Right People Choosing the right executor, trustee, or power of attorney is one of the most important decisions you’ll make. It’s not just about trust, it’s about responsibility. Pick someone who’s organized, financially responsible, and able to handle tough conversations. The right person can make the process smooth and respectful; the wrong one can turn it into a family feud. If you’re not sure who to choose, an attorney can help you think through the pros and cons and make sure your wishes are clear and legally enforceable. Not Talking About It We know that this conversation feels uncomfortable. But having it now avoids confusion, arguments, and hurt feelings later. Let your loved ones know where to find your documents and what your wishes are. Transparency is a gift that can prevent unnecessary stress during a difficult time. Protect What Matters Most At Slusser Law Firm , we’ve helped generations of NEPA families plan for the future. Whether you own a small business in Wilkes-Barre, a family home in Kingston, or just want to make sure your children are protected, we’ll walk you through every step with compassion and clarity. Don’t wait for “someday.” Start planning today , and give your family the peace of mind they deserve. Give Slusser Law Firm a call at 570-453-0463 today!