Dealing with insurance companies is never fun for anyone, but for bikers, it can be downright unfair. We get it. We ride too. So we know how to navigate insurance company tactics. Below are a few ways bias can show up when you’re just trying to get the compensation you deserve after a motorcycle accident. If you encounter any of these issues,
call us right away.
Bias Against Motorcyclists
Too many people still see us motorcyclists as reckless or risky and the negative stereotypes persist. Sometimes, that stereotype can follow you into the insurance claims process. There are certain insurance adjusters who may even assume you were at fault in a motorcycle accident before they even look at the evidence.
Blame-shifting
The insurance claim process is complicated. Because of the negative stereotypes of bikers, insurance companies may shift the blame of the crash onto the biker, or even deny the claim altogether. This can leave an injured rider financially struggling to keep up with medical costs, damages, and even lost wages. Don’t let yourself get blamed when you didn’t do anything wrong.
Downplaying Injuries
As a biker, you’re exposed. That’s part of the fun. You get to feel the open air on your skin, but this freedom doesn’t come without risk. If you’re in an accident on a motorcycle, there’s a good chance you’re getting hurt. In these cases, an insurance company may claim the injuries are either not the result of the accident or are not as serious as you reported. With more risk to bodily harm comes more risk to severe injury and with that risk, a higher potential payout from the claim. By downplaying your injuries, the insurance company can lowball you and not pay you what you deserve.
You shouldn’t have to fight insurance companies and preconceived biases on top of your injuries, especially when the accident wasn’t your fault. Slusser Law Firm specializes in
Motorcycle Accidents. Let the lawyers who truly understand what you’re going through fight for you. You focus on healing so you can get back on the road.
