Motor Vehicle Accident Attorneys in Luzerne County
Representing Clients throughout Eastern Pennsylvania
In today’s fast-paced world, accidents happen. However, some accidents result in serious injuries, which can bring your world to a sudden stop and result in a long recovery period or permanent disability. The Luzerne County motor vehicle accident lawyers at Slusser Law Firm have the experience needed to deal with the insurance companies and help you pursue compensation for your injuries.
When Accidents Cause Serious Injuries
Motor vehicle accidents can cause severe injuries, such as head and spinal trauma, disability, neck and back pain, cuts and scars, bruises, whiplash, permanent disfigurement, and psychological injuries. Depending on the extent of the injuries, you could be dealing with the impact of the accident for weeks, months, or the rest of your life.
We represent clients injured in vehicle accidents, such as:
Insurance companies often offer low settlements or attempt to deny claims to save money. The process of dealing with insurance companies is stressful, intimidating, and time consuming. Our attorneys have dealt with numerous insurance companies on behalf of our clients and have the knowledge and skill to advocate on your behalf, advise you, and guide you through the legal process.
No-Fault Car Insurance Laws in Pennsylvania
While most states follow a traditional fault-based system for car accident injury cases, Pennsylvania does not. Pennsylvania follows a "no-fault" insurance system, but it is somewhat unique in that drivers have the option of purchasing either "limited tort" or "full tort" insurance coverage. Under this type of system, drivers (or more accurately, their insurance companies) are financially responsible for their own damages after a car accident. This means that you will turn to your own insurance company for compensation up to the limits of your policy after a crash. Injured parties may only sue an at-fault driver under this system if their injuries meet a certain legal threshold.
- Limited tort coverage, as the name suggests, limits your right to seek financial compensation when another driver causes an accident. While you may still recover compensation for your out of pocket medical expenses, you generally may not recover compensation for non-economic damages such as pain and suffering.
- Full tort coverage gives you and covered household members the ability to pursue compensation for both economic and non-economic damages in the event of an accident caused by another party. This includes medical treatment as well as coverage for losses related to pain and suffering.
Property damage claims are exempt from this system, meaning you can sue an at-fault driver for damage to your vehicle with no limitations. Additionally, you may sue an at-fault driver for additional damages regardless of which type of insurance you have if you suffer a serious injury. As defined by the Pennsylvania Motor Vehicle Financial Responsibility Act, a serious injury is one which results in death, severe impairment of a bodily function, or permanent disfigurement.
Securing Damages for Your Injury
The specific damages and compensation you may be entitled to depend on the details of your accident and the extent of your injuries. The best place to start is with a free consultation with one of our Luzerne County motor vehicle accident attorneys. We are available 24 hours a day, 7 days a week. When you call our office after hours, an attorney will return your call within an hour.
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